INSURANCE CLAIM

VietRoofing Co. plays an important role in the Insurance Claims Process

We often follow a series of steps to optimize the insurance claim process, including:

- Assessing the damage

- Understanding the coverage

- Initiating the claim

- Liaising with the adjuster

- Submitting necessary documentation

- Communicating with the insurance company

- Executing repairs

We also can:

• Calculate your roof repair/replacement cost

• Clarify necessary repairs

• Provide itemized estimates for all work to be performed

• Assist with accurate insurance claim paperwork

• Suggest suitable materials

IMPORTANT NOTES:

Roof Damage Typically Covered by Homeowners’ Insurance

Homeowners’ insurance generally covers typical roof damage, like damage caused by fallen tree limbs, hail storms, damaging winds, thunderstorms, and tornadoes.

Depending on your policy and location, coverage may also include fire and smoke damage, vandalism, and malicious acts.

Regular maintenance—including cleaning gutters, assessing for damage, and promptly addressing minor issues— can help mitigate future insurance claims and extend the life of your roof.

It’s crucial to comprehend the types of roof damage your insurance policy covers and the extent of coverage provided. This knowledge will help you make informed decisions when it comes to addressing any roof damage and filing a claim with your insurance company.

Steps to Filing a Roof Insurance Claim

Contact your insurance company first before engaging with a roofer. Checking with your insurance first will ensure you’re adequately covered for the roofing repair or replacement costs.

Before filing a claim and dealing with insurance paperwork, it’s essential to understand your insurance policy, its coverage, and any applicable deductibles.

To file your roof insurance claim, follow these four steps:

• Assess the damage

• Record evidence

• Reach out to your insurance company

• Collaborate with a roofing contractor to finish repairs

• Once your roofer completes the repairs or replacement, you must provide evidence of completion to the insurer.

• The insurer will then review the evidence and assess the cost of the services. Your insurance adjuster will subtract the deductible from the total cost and then issue you a payment for the remaining amount.

IMPORTANT NOTES OF HOMEOWNERs INSURANCE:

Homeowners insurance deserves more careful consideration because choosing the right policy can prevent financial ruin after disaster strikes.

Before purchasing home insurance, ask your realtor, neighbors, or family members for their preferred insurer.

Request multiple quotes from at least three providers to ensure you have the best rate and coverage for your needs.

Consider the challenges of your geographic location and review your policy to confirm you have the right coverage for situations such as fallen trees, earthquakes, and floods. You may need to elect additional coverage for such situations.

Whether you're a first-time homeowner or have owned a home for years, here’s how you can buy a homeowners insurance policy:

- Decide what you want to cover.

- Determine how much homeowners insurance you need.

- Choose an insurance company.

- Choose a policy.

➤ Please do not hesitate to ask us for more consultation